Kontist
German business account that sets your tax aside automatically
About
Kontist is a German business banking service built for freelancers and the self-employed, offering a business account with a German IBAN and a Visa card. Its signature feature is automatic real-time tax and VAT calculation, setting aside a reserve from every incoming payment so you are not surprised by a tax bill. It integrates with German bookkeeping tools like lexoffice, sevDesk, and DATEV. Since 2025 it operates as Kontist by Shine (Shine Germany GmbH). There is a free plan; paid plans add more free transfers and bookkeeping features.